Terms of Use


Please read this important information about the use of our website (”Terms of Use”) before continuing, as it outlines specific restrictions imposed by law on the distribution of the information contained within it.

It is your responsibility to be conscious of and to abide by all applicable laws and regulations of any relevant jurisdiction. By accessing and using the www.XXX website and any pages thereof (the “Website”), you accept that you have reviewed these Terms of Use and understand and agree to the terms and conditions contained herein. If you are not in agreement with the terms and conditions, do not access or use this Website in any way.

General Provisions

This Website offers information about the approach of McKenzie International Investments and any affiliates providing investment and advisory management services. Any information provided on the Website is expressly not intended for distribution to, or use by, any person or party in any jurisdiction or country where such distribution, publication or use would be in contravention of any law or regulation or in which McKenzie International Investments does not have the requisite authorisation. Individuals or legal parties in respect of whom such prohibitions apply, whether because of nationality, residence or on other grounds, must not access or use the Website.

Use of Information & Material

This Website and the information in it is for general information purposes only. The information and materials on this Website may be altered at any time, and some of the products or services mentioned are not available in all jurisdictions.

Unsanctioned use of the Website and McKenzie International Investments ’s systems, including but not limited to unauthorised entry into McKenzie International Investments ’s network, misuse of passwords or abuse of any content from this Website, is strictly forbidden.

Use of any particular product or service is subject to the consent of McKenzie International Investments . You acknowledge that the Website may contain audit software and that all your actions while using this Website may be recorded and analysed for various purposes, including security, marketing, and system monitoring purposes.

No Advice, Offers Or Solicitations

The content of the Website should not be mistaken for advice in any way. The information and material do not constitute or imply an offer or solicitation, or an offer to sell, in any way. Services mentioned may not be suitable for everyone.


Registrations And Licenses

Some parties, advisory or management services, and products of McKenzie International Investments are not registered or licensed under applicable laws and regulations in all countries. Allusers are advised to contact McKenzie International Investments for information about products and services available in their country.

US Persons

For US citizens, McKenzie International Investments is required to obtain specific information about you and to confirm your standing as an “accredited investor” (as defined in Regulation D under the US Securities Act of 1933, as amended) before McKenzie International Investments can give you access to specific private areas of the Website. McKenzie International Investments may not allow you access to particular areas of the Website if you do not meet individual eligibility and suitability requirements.

Disclaimer of Warranties

The website and all information available on or via the website are provided "as is" and "as available," without guarantee of any kind, either express or implied, including without limitation:
(1) any warranties regarding the availability, reliability, accuracy, completeness or timeliness of the website or the content, products or services;
(2) any guarantees of title or express or implied guarantees of merchantability, suitability for any specific purpose, or non-infringement of intellectual property and proprietary rights;
(3) the results to be obtained by any user of the website; and
(4) any content (including any third party content) accessible on or through the website. McKenzie International Investments does not warrant that the website or any content will be uninterrupted or error-free, that defects will be corrected or that the servers from which it is available will be free of viruses, trojan horses, worms, software bombs or similar items or processes or other harmful components.
Any expressions of opinion, estimates, and projections on the website are those of the authors at the date of writing. They do not necessarily reflect the view of McKenzie International Investments and are subject to change at any time without prior warning. McKenzie International Investments and its contractual partners may discontinue, or make changes in, the information, data and documents, and the products or services described herein, at any time without prior notice. Any information marked with a date is published as of this date only, and no obligation or responsibility is undertaken to update or amend any such information.

Limitation of Liability

In no event shall McKenzie International Investments be held liable for any and all damages (including, without restriction, damages for loss of data, business or revenue) resulting from or in connection with these terms of use , the website, the inability to use the website or any products, services or content purchased, obtained or stored in or from the website, whether based upon contract, tort, strict liability or otherwise, even if McKenzie International Investments has been informed of the chance of such damages, and not counting the failure of the essential purpose of any remedy. Without limiting the preceding provisions of this paragraph, these restrictions also apply to any third party claims against users.


You agree to indemnify and hold risk-free McKenzie International Investments from and against any and all suits, losses, claims, demands, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:
(a) your use of the Website;
(b) your breach of any terms and conditions contained in these Terms of Use or any representation, warranty or contract made by you herein; or
(c) your violation of any applicable law, statute, ordinance, regulation or any third party's rights. This obligation survives the termination of these Terms of Use.


All content of the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement and “look and feel” of the Website, is, unless otherwise explicitly stated, owned by McKenzie International Investments and is protected by copyright, database rights or other intellectual property rights. McKenzie International Investments will enforce such rights to the full extent of applicable law.
Except as otherwise agreed in writing or to the extent necessary to use the Website in accordance with these terms and conditions, you shall not:
(1) copy the Website in whole or in part;
(2) display, reproduce, create derivative works from, transmit, sell, distribute, rent, lease, sublicense, time-share, lend or transfer or in any way exploit the Website in whole or in part;
(3) embed the Website into other products;
(4) use the Website in any timesharing arrangement;
(5) create function calls or other embedded links from any software program to the Website;
(6) remove or obscure any copyright notice of McKenzie International Investments or any of its suppliers;
(7) use any trademarks, service marks, domain names, logos, or other identifiers of McKenzie International Investments or any of its third-party suppliers; or
(8) except to the extent allowable under by law, reverse engineering, decompilation, disassembly, or access the source code of the site.
Nothing on the Website is considered to permit any license or right to use any image, trademark or logo. No downloading or copying from the Website will transfer any legal entitlement to any software or material on the Website to you. McKenzie International Investments reserves all intellectual property rights (such as copyright and trademark rights) to all content on the website and will enforce such rights to the full extent of applicable law.

Passwords And Security

Access to any password-protected area of the Website requires that a user obtain a username and password from McKenzie International Investments . In consideration of being issued a username and password and permitted access to individual areas of the Website, you at this moment accept having read and comprehended these Terms of Use and agree to abide by them. Any use of or action taken with the use of your password on the Website and securing the secrecy and security of your password is your singular responsibility. Also, full responsibility for all activity conducted through your account is your sole responsibility, and you at this moment release McKenzie International Investments from any and all liability concerning such action. You must immediately notify McKenzie International Investments of any actual or suspected loss, theft or unauthorised use of a user’s username or password. McKenzie International Investments has no obligation to make enquiries as to the right or appropriateness of any use of or action taken with the use of your password and will not be held accountable for any consequential loss to you from any such use or action or your lack of compliance with the above.

Please note that when using any Internet portal (such as this Website), data is transported over an open network that can possibly be accessed by third parties and may not be entirely secure, and there is a possibility that information may be corrupted or interrupted during transmission or that any encryption technology may not provide complete protection. Data is also regularly transmitted across international borders. This also applies to data transfers where both the sender and recipient are located in the same country.

Investigation and Disclosure of Information

McKenzie International Investments has the right, but not the obligation, to monitor any activity and material associated with the Website. McKenzie International Investments may investigate any complaint or reported infringement of its policies and take any action that it deems right. Such action may include, but is not restricted to, issuing warnings, suspension or termination of your use of all or any areas of the Website and refusing you access to all or any part of the Website. McKenzie International Investments also reserves the right to report any activity that it believes may violate any law or regulation to applicable law enforcement, regulators, or other persons or parties. To cooperate with governmental requests, to protect McKenzie International Investments ’s systems and other users, to maintain the integrity and operation of the Website, business or systems, or otherwise to comply with the law and legal process, McKenzie International Investments may access and disclose any information it considers necessary or appropriate.

Third Party Links

The Website may contain hyperlinks (or "links") to Internet websites of third persons and parties. McKenzie International Investments may provide such links solely as a convenience to its users or has no control over the content on such third-party website. McKenzie International Investments does not maintain and is not responsible or liable for any off-website web pages accessible from or linked to the Website or any products, services or information contained, offered or promoted therein. Use of links to any third person via the Website is at your own sole risk. No guarantees, either express or implied, concerning the content of such Website are made, including as to the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does McKenzie International Investments warrant that such website or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such website or content is devoid of viruses or other contamination. Links to off-website web pages do not necessarily constitute sponsorship or affiliation of, with or by McKenzie International Investments and should not be considered as such. All opinions, recommendations, views, news, information and other content contained in any third person websites are solely those of the third persons, and McKenzie International Investments renounces all responsibility and liability for such content.

Risks In Relying On The Content And Materials Contained Within This Website

McKenzie International Investments makes reasonable efforts to provide accurate information on the Website. There may be delays, omissions or inaccuracies in the information. McKenzie International Investments does not endorse the opinions of or warrant the accuracy of facts or other information or materials contributed by any third party. McKenzie International Investments has no obligation or responsibility to undertake, update or amend any such information. No assertion is being given that there have not been modifications in the content contained in this Website time.

Past Performance

Past performance is not necessarily an indication of future performance, and nothing on this Website should be misconstrued to state or imply otherwise. The value of investments may fall as well as rise and investors may not get back the full amount invested. Changes in rates of foreign exchange may cause the value of investments to go up or down.


McKenzie International Investments reserves the right to change the terms and conditions under which this Website is offered without further notice to you. Your continued use of this Website shall indicate your agreement with, and understanding of, any additional or altered terms or conditions applicable to this Website, which additions and modifications can be made at any time, without notice.


This Website and access to it can be stopped at any time, with or without notice, and for any reason. Ending access to and use of the Website does not relieve you of any obligations arising or accruing before such termination or limit any liability that you otherwise may have to McKenzie International Investments.


These Terms of Use will be compelling on and will inure to the benefit of the legal representatives, successors and assigns of the parties hereto. McKenzie International Investments may assign the terms and conditions under these Terms of Use in whole or in part at any time without your permission. Your obligations contained in these Terms of Use shall not be assigned or delegated. Any purported assignment of the terms and conditions contained in these Terms of Use in violation of its terms shall be void.

No Waiver of Rights

No failure of either party to enforce any of its rights under these Terms of Use will act as a waiver of those rights.


If any part of these Terms of Use is found void or unenforceable, that provision shall be enforced to the fullest extent possible, and the remaining provisions of these Terms of Use shall remain in full force and effect.