It is your responsibility to be conscious of and to abide by all applicable laws and regulations of any
relevant jurisdiction. By accessing and using the www.XXX website and any pages thereof (the
terms and conditions contained herein. If you are not in agreement with the terms and conditions,
do not access or use this Website in any way.
This Website offers information about the approach of McKenzie International Investments and any
affiliates providing investment and advisory management services. Any information provided on the
Website is expressly not intended for distribution to, or use by, any person or party in any
jurisdiction or country where such distribution, publication or use would be in contravention of any
law or regulation or in which McKenzie International Investments does not have the requisite
authorisation. Individuals or legal parties in respect of whom such prohibitions apply, whether
because of nationality, residence or on other grounds, must not access or use the Website.
Use of Information & Material
This Website and the information in it is for general information purposes only. The information and
materials on this Website may be altered at any time, and some of the products or services
mentioned are not available in all jurisdictions.
Unsanctioned use of the Website and McKenzie International Investments ’s systems, including but
not limited to unauthorised entry into McKenzie International Investments ’s network, misuse of
passwords or abuse of any content from this Website, is strictly forbidden.
Use of any particular product or service is subject to the consent of McKenzie International
Investments . You acknowledge that the Website may contain audit software and that all your
actions while using this Website may be recorded and analysed for various purposes, including
security, marketing, and system monitoring purposes.
No Advice, Offers Or Solicitations
The content of the Website should not be mistaken for advice in any way. The information and
material do not constitute or imply an offer or solicitation, or an offer to sell, in any way. Services
mentioned may not be suitable for everyone.
VISITORS TO THE WEBSITE ARE ADVISED TO MAKE INVESTMENT DECISIONS ONLY AFTER A
THOROUGH INVESTIGATION AND TO OBTAIN ALL NECESSARY PROFESSIONAL ADVICE.
Registrations And Licenses
Some parties, advisory or management services, and products of McKenzie International
Investments are not registered or licensed under applicable laws and regulations in all countries. Allusers are advised to contact McKenzie International Investments for information about products
and services available in their country.
For US citizens, McKenzie International Investments is required to obtain specific information about
you and to confirm your standing as an “accredited investor” (as defined in Regulation D under the
US Securities Act of 1933, as amended) before McKenzie International Investments can give you
access to specific private areas of the Website. McKenzie International Investments may not allow
you access to particular areas of the Website if you do not meet individual eligibility and suitability
Disclaimer of Warranties
The website and all information available on or via the website are provided "as is" and "as
available," without guarantee of any kind, either express or implied, including without limitation:
(1) any warranties regarding the availability, reliability, accuracy, completeness or timeliness of the
website or the content, products or services;
(2) any guarantees of title or express or implied guarantees of merchantability, suitability for any
specific purpose, or non-infringement of intellectual property and proprietary rights;
(3) the results to be obtained by any user of the website; and
(4) any content (including any third party content) accessible on or through the website. McKenzie
International Investments does not warrant that the website or any content will be uninterrupted
or error-free, that defects will be corrected or that the servers from which it is available will be free
of viruses, trojan horses, worms, software bombs or similar items or processes or other harmful
Any expressions of opinion, estimates, and projections on the website are those of the authors at
the date of writing. They do not necessarily reflect the view of McKenzie International Investments
and are subject to change at any time without prior warning. McKenzie International Investments
and its contractual partners may discontinue, or make changes in, the information, data and
documents, and the products or services described herein, at any time without prior notice. Any
information marked with a date is published as of this date only, and no obligation or responsibility
is undertaken to update or amend any such information.
Limitation of Liability
In no event shall McKenzie International Investments be held liable for any and all damages
(including, without restriction, damages for loss of data, business or revenue) resulting from or in
services or content purchased, obtained or stored in or from the website, whether based upon
contract, tort, strict liability or otherwise, even if McKenzie International Investments has been
informed of the chance of such damages, and not counting the failure of the essential purpose of
any remedy. Without limiting the preceding provisions of this paragraph, these restrictions also
apply to any third party claims against users.
You agree to indemnify and hold risk-free McKenzie International Investments from and against any
and all suits, losses, claims, demands, liabilities, damages, costs, and expenses (including reasonable
attorneys' fees) arising from or relating to:
(a) your use of the Website;
warranty or contract made by you herein; or
(c) your violation of any applicable law, statute, ordinance, regulation or any third party's rights. This
All content of the pages and in the screens displaying the pages, and in the information and material
therein and in their arrangement and “look and feel” of the Website, is, unless otherwise explicitly
stated, owned by McKenzie International Investments and is protected by copyright, database rights
or other intellectual property rights. McKenzie International Investments will enforce such rights to
the full extent of applicable law.
Except as otherwise agreed in writing or to the extent necessary to use the Website in accordance
with these terms and conditions, you shall not:
(1) copy the Website in whole or in part;
(2) display, reproduce, create derivative works from, transmit, sell, distribute, rent, lease, sublicense,
time-share, lend or transfer or in any way exploit the Website in whole or in part;
(3) embed the Website into other products;
(4) use the Website in any timesharing arrangement;
(5) create function calls or other embedded links from any software program to the Website;
(6) remove or obscure any copyright notice of McKenzie International Investments or any of its
(7) use any trademarks, service marks, domain names, logos, or other identifiers of McKenzie
International Investments or any of its third-party suppliers; or
(8) except to the extent allowable under by law, reverse engineering, decompilation, disassembly, or
access the source code of the site.
Nothing on the Website is considered to permit any license or right to use any image, trademark or
logo. No downloading or copying from the Website will transfer any legal entitlement to any
software or material on the Website to you. McKenzie International Investments reserves all
intellectual property rights (such as copyright and trademark rights) to all content on the website
and will enforce such rights to the full extent of applicable law.
Passwords And Security
Access to any password-protected area of the Website requires that a user obtain a username and
password from McKenzie International Investments . In consideration of being issued a username
and password and permitted access to individual areas of the Website, you at this moment accept
action taken with the use of your password on the Website and securing the secrecy and security of
your password is your singular responsibility. Also, full responsibility for all activity conducted
through your account is your sole responsibility, and you at this moment release McKenzie
International Investments from any and all liability concerning such action. You must immediately
notify McKenzie International Investments of any actual or suspected loss, theft or unauthorised
use of a user’s username or password. McKenzie International Investments has no obligation to
make enquiries as to the right or appropriateness of any use of or action taken with the use of your
password and will not be held accountable for any consequential loss to you from any such use or
action or your lack of compliance with the above.
Please note that when using any Internet portal (such as this Website), data is transported over an
open network that can possibly be accessed by third parties and may not be entirely secure, and
there is a possibility that information may be corrupted or interrupted during transmission or that
any encryption technology may not provide complete protection. Data is also regularly transmitted
across international borders. This also applies to data transfers where both the sender and recipient
are located in the same country.
Investigation and Disclosure of Information
McKenzie International Investments has the right, but not the obligation, to monitor any activity
and material associated with the Website. McKenzie International Investments may investigate any
complaint or reported infringement of its policies and take any action that it deems right. Such
action may include, but is not restricted to, issuing warnings, suspension or termination of your use
of all or any areas of the Website and refusing you access to all or any part of the Website. McKenzie
International Investments also reserves the right to report any activity that it believes may violate
any law or regulation to applicable law enforcement, regulators, or other persons or parties. To
cooperate with governmental requests, to protect McKenzie International Investments ’s systems
and other users, to maintain the integrity and operation of the Website, business or systems, or
otherwise to comply with the law and legal process, McKenzie International Investments may access
and disclose any information it considers necessary or appropriate.
Third Party Links
The Website may contain hyperlinks (or "links") to Internet websites of third persons and parties.
McKenzie International Investments may provide such links solely as a convenience to its users or
has no control over the content on such third-party website. McKenzie International Investments
does not maintain and is not responsible or liable for any off-website web pages accessible from or
linked to the Website or any products, services or information contained, offered or promoted
therein. Use of links to any third person via the Website is at your own sole risk. No guarantees,
either express or implied, concerning the content of such Website are made, including as to the
accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does
McKenzie International Investments warrant that such website or content is free from any claims of
copyright, trademark or other infringement of the rights of third parties or that such website or
content is devoid of viruses or other contamination. Links to off-website web pages do not
necessarily constitute sponsorship or affiliation of, with or by McKenzie International Investments
and should not be considered as such. All opinions, recommendations, views, news, information and
other content contained in any third person websites are solely those of the third persons, and
McKenzie International Investments renounces all responsibility and liability for such content.
Risks In Relying On The Content And Materials Contained Within This Website
McKenzie International Investments makes reasonable efforts to provide accurate information on
the Website. There may be delays, omissions or inaccuracies in the information. McKenzie
International Investments does not endorse the opinions of or warrant the accuracy of facts or
other information or materials contributed by any third party. McKenzie International Investments
has no obligation or responsibility to undertake, update or amend any such information. No
assertion is being given that there have not been modifications in the content contained in this
Past performance is not necessarily an indication of future performance, and nothing on this
Website should be misconstrued to state or imply otherwise. The value of investments may fall as
well as rise and investors may not get back the full amount invested. Changes in rates of foreign
exchange may cause the value of investments to go up or down.
McKenzie International Investments reserves the right to change the terms and conditions under
which this Website is offered without further notice to you. Your continued use of this Website shall
indicate your agreement with, and understanding of, any additional or altered terms or conditions
applicable to this Website, which additions and modifications can be made at any time, without
This Website and access to it can be stopped at any time, with or without notice, and for any reason.
Ending access to and use of the Website does not relieve you of any obligations arising or accruing
before such termination or limit any liability that you otherwise may have to McKenzie International
successors and assigns of the parties hereto. McKenzie International Investments may assign the
terms shall be void.
No Waiver of Rights
force and effect.